As You Are Probably Already Aware, Auto Insurance Is Mandatory

Let’s go over the most important factors that will bring your rates down the most.

* Drive a Vehicle that’s Cheap to Insure

While this might seem like common sense to you, surprisingly many people spend days and weeks shopping for the right car, without ever considering the cost of coverage. Stay away from vehicles that are sporty with powerful V8 engines. This means Corvette’s, Porsches and other high-performance cars. Also, take a couple of minutes and review the most stolen car list. You might be shocked that boring cars like Honda Accord’s make this list every year. You will pay about 20% more for insuring one of these cars thieves target the most. Stick to a slightly used car like a Subaru Forester, and you will have a super safe ride that’s also cheap to insure.

* Maintain a Good Credit Score

Carriers are putting a greater emphasis lately on a person credit score. The better your credit rating is, the less you will pay for coverage. The reasoning behind this is of course risk. People that are less risky financially are more likely to be more responsible drivers and not make reckless driving decisions. If you have a low score, take moves now to get it higher and also make sure there are not false items on your report that are dragging it down. Shoot for a credit score of 700 or more and insurers will offer you some sweet deals.

* Live in a Rural Area

If you are thinking of moving out of the city, then you might be pleasantly surprised that you can save more on auto insurance. Big cities that are congested naturally have higher rates because there are simply more cars on the road, which increases your chance of getting into an accident. Do a bit of research online, and you can save hundreds.

* Increase Your Deductible

This is a very easy tip that you should strongly consider and is something you can control 100%. Setting your deductible to a higher level, $1,000 or more, will save you on average about 10%. The catch is you will need to save all of this amount in case you do get into a crash and file a claim. If you have a really old car, older than 10 years, it’s not worth getting a high deductible because the value of your car might only be $2,000 or $3,000. On the other hand, if you have a new vehicle, you will be paying more for coverage, so this is a great way to get a price break.

* Drop Useless Coverage

If you are in the market for automobile insurance, then take a look at your old policy. Read it carefully and go over each item. Do you see any coverage that was not needed? If so, when you apply for future quotes, get rid of unneeded add-on items. For example, if your credit card company already has you covered for rentals, you do not need additional coverage from your carrier. The same goes for towing and roadside assistance if you have a plan with an A³ plan. Get the coverage you need and nothing more and save your hard earned money.

* Get as many Discounts as you can

Insurers want your business, and a common incentive most use to lure you in, are discounts. Most providers have multiple discounts available. Your job is to take advantage of each one you qualify for. Some of the offers vary but can be anywhere from 5% to more than 10%. Here a few of the most common.

1. Safe Driver

This means no or very few tickets and no accidents on record.

2. Low Mileage

If you drive fewer than 1,000 miles monthly, you can qualify.

3. Military

If you are currently an active military member of vet, you can save about 5%.

4. Good Student

Students who have and maintain a B or higher G-P-A can get discounts up to 10%.

5. Multi-Car and Home Bundling

Insurers want your business, and you can save some serious dough by bundling all your vehicles and home together with one company.

6. Enhanced Safety Features

If you have special safety enhancements on your vehicle like dual airbags, anti-lock brakes and a GPS-based security alarm, you can qualify for a big discount.

Car Battery Prices – Comparison And Reviews of Popular Brands

Many people nowadays are trying to save money wherever and whenever they can. Although car batteries are not relatively expensive, it is nice to save money where you can. There are many different brands, so the prices can vary greatly. Please note that prices vary on many factors. Such factors include, cold cranking amps (CCA), reserve capacity, brand, and size. Because prices can vary on so many factors I will try to use a baseline, a size 35 battery, roughly 700 cold cranking amps, and 90 minutes of reserve capacity to compare prices.

Interstate brands are only available at authorized dealers. For a size 35 battery with 640 CCA the price will come out to roughly $100 give or take. Reserve capacity is unknown and not stated on the official interstate website.

Gold-Duralast brands are only sold are Autozone. They give one of the best warranties out there for car batteries. A size 35 battery with 640 CCA and 100 minutes of reserve time will cost roughly $105.

Kirkland Signature can only be found at Cost Co. They can be found there for around $65. Not much information can be found online about these types of batteries but there is a variety of feed back from real consumers. There has been no negative reports about these batteries. Many users find them reliable and most importantly, dirt cheap.

Everstart is available at Wal-Mart. They are known for their low prices and low maintenance; however, there are some negative reviews. Some consumers claim they are great and others claim they have had problems with Everstart; nevertheless, they are still considered one of the top brands to choose from.

DieHard brands can be found at Sears. They can be bought for around $100 for a size 35 with 550 CCA and 100 reserve time. Again, these get mixed reviews from consumers. Mixed reviews are not a good sign because they mean that the product is not consistent. Although, it should be noted that this brand is rated good for its reserve time and life span.

Last but not least is Optima, which can be bought online from Amazon.com. This brand is one of the few brands that can be bought online. Prices vary from $130-$200. A size 35 Optima battery with 720 cold cranking amps and 98 minutes of reserve capacity on Amazon costs about $160. Optima batteries are more expensive when compared to other brands because of their name and reliability. There are virtually no negative reviews on Optima.

Now it is up to you to decide which brand will suit your needs.

2017 Jeep Wrangler Review

Introduction

The Jeep Wrangler Unlimited is a medium-sized, compact car from the famous SUV manufacturer. Its design roots can be traced back to Willy’s MB and Jeep CJ that used to be produced back in the early days of the SUV. The new Jeep Wrangler models have the traditional toughness you could expect from a Jeep yet gives an entirely refined appearance. The new 2017 Jeep Wrangler Unlimited is expected to hit the showrooms later this year. So, let’s give you a run-down of what you can expect from it and what changes are present from its earlier 2016 version as well as what its competitors are up to.

Appearance

The new 2017 Jeep Wrangler Unlimited won’t have a complete shift from its 2016 version that’s for sure since any major design overhaul from the company invites scepticism from the auto lovers. Most of us have been used to the rugged frame, full throttle four-wheel drive and a pair of robust axles and so we can’t expect anything too far-off. But, regarding the new model’s materials used, Jeep is expected to use rendered Aluminium since it will make the car even stronger yet lighter. You can also expect the iconic folded down windscreen as well this time around!

Any mechanical changes?

Since Jeep has going on about it a while, we can possibly expect it in the 2017 edition, and that is the small matter of automatic transmission. The 2016 Jeep Wrangler Unlimited had 6-speed manual and 5-speed automatic transmission, and the problem was with the latter since the power breakdown wasn’t enough to cater for the heavy requirements of an off-road vehicle. So, Jeep will increase it to an 8-speed automatic transmission this time around, and this will help improve the accelerator response and fuel efficiency on the go for the new car. Torque is expected to remain unchanged at 260 lb/ft. The same thrilling 4WD experience will also be continued (Like it is ever going to end!)

Fuel Economy

Thanks to the new 8-speed automatic transmission and body frame, the fuel efficiency of 2017 Jeep Wrangler Unlimited is expected to increase significantly this time around. It can be as much as 1-2 mpg in manual transmission and 3-4 mpg in the automatic transmission. The car is expected to continue with 87-Octane fuel just like before.

Any price concerns?

They are expected to go up a little bit more than the yearly inflation rates since the change in the transmission and body would require more premium work. Price range from a manual transmission-based two-door Sport model @ $25,000 and a fully loaded Rubicon around $45,000 inclusive of the destination fee that was about $1,000 on its own.

Competitors

Nissan Frontier, Subaru Forester, Toyota Tacoma and Colorado from Chevrolet are just a few of the competitors you can expect to give a tough time to the Jeep’s new and refined monster. But regarding fuel economy and pure thrill, who can come close to this beauty?

When is the release date?

The new 2017 Jeep Wrangler Unlimited is expected to release by late 2016 or early 2017 according to carpreview.com.